Anyone can become the victim of identity theft, including elderly individuals who rarely use their credit cards and have never been on the internet. However, it is important to remember that the elderly are affected very differently by identity theft and may need our help in fighting and preventing the crime from happening to them.
The elderly can be more susceptible to the negative effects of identity theft because they often don’t realize they have been the victim of identity theft until it catches up to them. In many cases where an elderly individual realizes he or she has become the victim of identity theft, that individual does not even report the crime due to the fact that they often feel ashamed and embarrassed for “allowing” something like that to happen to them. It is important that we make it very clear that there should be no embarrassment associated with being the victim of identity theft. The only embarrassment should be for the individuals responsible for committing such disgusting crimes.
If you look after or care for an elderly neighbor or relative, try to help that person check his or her credit report annually. To make it easy you can run regular credit checks at the same time that you do your own. This way you won’t forget about this important preventative measure.
If you discover that an elderly person you care about has been victimized by identity theft, assist them in taking the necessary steps to remedy the unfortunate situation. Usually this will involve filing a police report, contacting the FTC and contacting all of the creditors listed on the victim’s credit report. Remember to document everything you can. Repairing one’s credit history is possible, but it does take determination and effort. While an elderly person may feel helpless on their own, a helping hand can make all the difference in the world.
It is always best to avoid becoming a victim of identity theft due to the work involved in repairing the damage it causes. Remember to regularly run credit checks for both yourself and any elderly friends or neighbors you care for. While you may not be able to stop the crime from happening, you can minimize any damages that may occur.
If you have any questions or concerns regarding the care an elderly loved one is receiving in a nursing home or other type of elder care facility, call Berman & Riedel, LLP today at (858) 350-8855. Our staff will happily provide you and your family with an initial free consultation to discuss with you the rights and monetary damages you may be entitled to under California and federal law. To learn more about Berman & Riedel, LLP visit www.preventelderabuse.com.
